Insurance Policy Information

 

Warning: Protective equipment cannot prevent all injuries a player might receive while participating in Baseball/Softball

What parents should know about League Insurance

                    The League Insurance program is designed to afford protection to all participants at the most economical cost to the league.  It is used to supplement other insurance carried under a family policy or insurance provided by parent's.  If there is no other coverage, the League insurance, which is purchased by the league, not the parent-takes over and provides benefits, less any deductible per claim, for all covered injury treatment costs up to the maximum stated benefits

                    This plan makes it possible to offer exceptional, low-cost protection with assurance to parents that adequate coverage is in force at all  times during the season.

If your child sustains a covered injury while taking part in League Baseball, Softball, or Basketball, here is how the insurance works:

  1. Report injury to league office - 718-336-7148
  2. File claim initially under insurance carried by family: Blue Cross, Blue Shield or any insurance protection available.
  3. Should your family insurance plan not fully cover the injury treatment, the League Insurance Policy will help pay the difference, after a deductible, up to the maximum stated benefits.  This includes any deductibles or exclusions in your own insurance.
  4. If your child is not covered by any family insurance, the League Insurance Policy becomes primary and will provide benefits for all covered injury treatment costs, after the deductible, up to the maximum benefits of the policy.
  5. Treatment of dental injuries can extend beyond the normal 52(fifty-two) week period if dental work must be delayed due to physiological changes of a growing child.  Benefits will be paid at time treatment is given, even though it may be some years later.

 

                    We hope this brief summary has been helpful in a better understanding of an important aspect of the operation of the Gravesend/Our Lady of Grace Athletic Associations - Gil Hodges Little League insurance program.